Most Families Never Plan On Their Loved One Living In A Nursing Home.
Let's face it nobody looks forward to making a decision on a nursing home for their
aging parent or significant other. It can be difficult to navigate through all the
ins and outs of nursing home care. Since Nursing Homes are primarily relied on for
a short period after a hospital stay, many families usually find themselves scrambling
trying to find long term care for their loved one.
This usually means family members are rapidly trying to find a Long Term Nursing
Home, Assisted Living Facility, or some combination of In Home Care.
We can help if you currently have a loved one in a Nursing Home and need to find
Long Term Nursing Care. We Know a Place waits ready to help you find Long Term Care
Operations likely to fit around your loved one's health condition, financial picture,
and a variety of other care needs.
We are here to help you find the best Nursing Homes in California that can address
your family's needs. When you are ready to make a decision please contact us.
There is no obligation and our advice is always free.
Are Nursing Homes In California The Only Care Options Available?
Absolutely Not! The good news is that you have other options for Long Term Care besides
Nursing Homes in California. However, other care options depend on a number
of factors including your loved ones health, financial situation, and of course
their overall care needs. You can find good care options from Assisted Living Facilities,
Board and Care Homes, and even In-Home Care. The question is “What is the right
option for your loved one? ”
This is how we can help! We Know A Place we will conduct a brief phone interview with you
and help you assess your current situation, as well as your future plans. Based
on your family's unique situation our Senior Care Advisor will help you with some
viable care options for your loved one. Our advice is free and
there is no obligation to choose any of the services we recommend. So you have nothing
to lose.
How Do I Pay For A Nursing Home in California?
A common misconception is that Medicare will pay for Long Term Care Costs.
Unfortunately, this is just not the case. Although Medicare will cover some Nursing
Home costs, it does so only for a short period after a hospital stay. Many family
members and patients find themselves surprised when they learn this. However,
this reality sticks families with an unexpected need to scramble for ways to pay for Long Term Nursing Care.
This usually means they have to look to personal assets like retirement accounts,
home equity, and personal savings. Other alternative options like Long
Term Care Insurance, Reverse Mortgages, Life Insurance Settlements and so on. However,
any financial solution available should be planned out carefully.
Although We Know A Place is not a financial planning company, our staff does have a fundamental knowledge of the planning needed
for Long Term Nursing Home Care. It is important
to realize that every family situation is unique, and there is never one clear-cut
answer when it comes to paying for Long Term Care.
As you start this decision making process, remember the staff at We Know A Place
is here to help. We can help you find the best care options for your loved
one, we can also help point you in the right direction when it comes to figuring
out ways to pay for Long Term Care.
Does Medi-Cal Cover The Cost of A Nursing Home In California?
Medi-Cal will cover the cost of Nursing Homes in California. However, Medi-Cal is
a social program specifially designed to help the disadvantaged. We
Know A Place urges all our families to look at Medi-Cal as a safety net
and not the primary way to pay for Long Term Care Costs. To qualify for
Medi-Cal the patient must meet certain income and asset requirements. There is also
a 5 year look-back period to make sure financial assets were not moved to family
members.
Our primary focus at We Know a Place is private pay accounts. This means the family
or elder has the funds to pay for their own care out of pocket or proper private
insurance in place to cover the costs of a California Nursing Home. If you feel
that Medi-Cal is the only option for your family, speak to one of our Senior Care
Advisors. You may have other options available.
